How to Pay E-Challan via 1-Link ATM in Pakistan : Full Guide (2026)

Last Updated: May 2026

🟢 TL;DR Quick Answer You can pay e-challan via 1-Link ATM by inserting your bank card, selecting Bill Payments → 1-Bill / PSID Payment, entering your PSID number, verifying the challan amount, and confirming the transaction. The process takes under three minutes and works at ATMs of all major Pakistani banks connected to the 1-Link network. Always collect your printed receipt as proof.

📌 Key Facts

• 1-Link ATM challan payment works at all major Pakistani banks including HBL, UBL, Meezan, MCB, Allied Bank, and Bank Alfalah
• You need a valid PSID (Payment Slip ID) number before visiting the ATM
• Challan status typically updates on echallan.psca.gop.pk within 24–48 hours after payment
• No service fee is charged for paying e-challans through 1-Link ATMs
• ATM payment is ideal for users who do not have mobile wallets or prefer banking through their debit card

Watch this quick walkthrough to learn how to pay your e-challan through any 1-Link ATM in Pakistan.

Now let’s go through the complete ATM payment process step by step with screenshots and tips.

Why ATM Payment Still Matters for E-Challans

Not every Pakistani uses a smartphone wallet. Millions of vehicle owners across Lahore, Rawalpindi, Faisalabad, Multan, Gujranwala, and other cities still prefer their bank ATM card for government payments — and that is completely valid.

Paying e-challan via 1-Link ATM is one of the most reliable methods available. It works without an internet connection on your phone, requires no app download, and is available at thousands of ATM booths nationwide — including in smaller cities and towns.

Before visiting an ATM, you need three things ready: your PSID number, your bank ATM card and PIN, and sufficient account balance to cover the fine amount. This guide covers everything step by step.

What Is a 1-Link ATM Payment System?

1-Link is Pakistan’s national interbank ATM and payment network, connecting the ATM infrastructure of all major commercial banks in the country. It allows customers of any member bank to perform transactions — including government bill payments — at any connected ATM.

How 1-Link Connects Pakistani Banks

When you pay a government bill at an ATM, the transaction routes through the 1-Link network regardless of which bank’s ATM you use. This means an HBL account holder can pay their e-challan at a Meezan Bank ATM, and vice versa. The network ensures seamless interoperability across all member institutions.

Banks That Support PSID Challan Payments

All banks connected to 1-Link support 1-Bill PSID payments, which is the mechanism used for e-challan transactions. This includes virtually every scheduled bank in Pakistan operating ATM services.

Difference Between ATM and Mobile App Payment

Both methods use the same PSID number and charge zero fee. The key differences are:

Feature	1-Link ATM	Mobile App (EasyPaisa/JazzCash)
Requires smartphone	No	Yes
Available 24/7	Yes	Yes
Receipt type	Printed slip	Digital screenshot
Internet on phone needed	No	Yes
Update time	24–48 hours	24–48 hours
Fee	Free	Free

ATM payment suits users who prefer physical receipts or do not use mobile wallets.

What You Need Before Paying E-Challan at an ATM

Gather these items before leaving for the ATM:

• Valid PSID number — retrieved from your SMS notification or echallan.psca.gop.pk
• ATM card — debit card linked to your bank account
• ATM PIN — your 4-digit card PIN (not your mobile banking password)
• Sufficient account balance — enough to cover the full fine amount
• Challan details — note down the violation type and fine amount for cross-checking at the ATM

Do not go to the ATM without the PSID. Without it, the payment cannot be processed.

How to Check Your E-Challan PSID Before Payment

Always verify your challan details online before heading to the ATM. This confirms the fine is valid and gives you the correct PSID.

Punjab PSCA Challan Check

Visit echallan.psca.gop.pk — the official Punjab e-challan portal operated by Punjab Safe Cities Authority (PSCA). Enter your vehicle registration number or 13-digit CNIC number and click Search. Your active challan records will appear, each showing the PSID number and fine amount.

Islamabad Traffic Challan Verification

For challans issued by Islamabad Traffic Police, use the official Islamabad Traffic Police portal or call their helpline at 1915. Islamabad challans have their own PSID numbers separate from the Punjab PSCA system.

Sindh E-Challan Status Check

Sindh traffic challans are managed through the Sindh Safe Cities Authority. Check the Sindh excise portal or contact Sindh traffic police directly for PSID details, as the system is partially online.

Finding the PSID Number on Challan Notice

Your PSID appears in three places:

• The SMS sent to your registered mobile number when the challan was issued
• Your challan record on echallan.psca.gop.pk
• The physical challan slip given by a traffic warden at the time of violation

Write down the PSID carefully — a single wrong digit will cause a payment error at the ATM.

How to Pay E-Challan via 1-Link ATM — Step-by-Step

Follow these steps exactly when you reach the ATM.

Step 1: Insert Your ATM Card and Enter PIN Insert your bank debit card into the ATM slot. When prompted, enter your 4-digit PIN carefully. Make sure no one is standing close enough to see your screen or keypad.

Step 2: Select Bill Payments or Government Payments On the main ATM menu, look for “Bill Payments”, “Other Services”, or “Government Payments” — the exact label varies slightly between banks. Select whichever option leads to bill or utility payment services.

Step 3: Choose 1-Bill / PSID Payment Option Inside Bill Payments, select “1-Bill” or “PSID Payment.” This is the standardized payment option used for all government services including traffic challans across the 1-Link network.

Step 4: Enter Your PSID Carefully Use the ATM keypad to enter your PSID number digit by digit. Take your time — do not rush. After entering, review the number displayed on screen before proceeding. Incorrect PSID entry is the most common cause of failed or misdirected payments.

Step 5: Verify Challan Amount and Details The ATM screen will display the challan details linked to your PSID — including your name, vehicle registration number, violation type, and the exact fine amount in Pakistani Rupees. Verify every detail matches what you saw on the PSCA portal.

Step 6: Confirm Payment If all details are correct, select Confirm or Proceed. The ATM will deduct the fine amount from your linked bank account and process the transaction through the 1-Link network.

Step 7: Collect Your ATM Transaction Receipt The ATM will print a receipt showing the transaction ID, PSID, amount paid, date, and time. Take this receipt and keep it safely. This is your official proof of payment until the PSCA portal updates the challan status.

Which Banks Support 1-Link E-Challan Payments?

All of the following banks support PSID-based challan payments through their ATM networks.

HBL ATM Challan Payment

Habib Bank Limited (HBL) has one of the largest ATM networks in Pakistan. At HBL ATMs, go to Bill Payments → 1-Bill → Enter PSID to complete your e-challan payment. HBL ATMs are widely available in all major cities including Lahore, Rawalpindi, and Faisalabad.

Meezan Bank ATM Payment

Meezan Bank ATMs support 1-Bill PSID payments under the “Bill Payment” section of the main menu. Meezan has a strong ATM presence in urban and semi-urban areas across Punjab and Sindh.

UBL and MCB ATM Support

Both United Bank Limited (UBL) and MCB Bank ATMs support e-challan payment through the standard 1-Bill / PSID option under their bill payment menus. These are two of the most widely distributed ATM networks in Pakistan.

Allied Bank and Bank Alfalah Options

Allied Bank and Bank Alfalah also fully support 1-Link PSID payments. The menu navigation at both banks follows the same pattern: Bill Payments → 1-Bill → PSID → Enter Number → Confirm.

Bank	ATM Network	PSID Support	Menu Path
HBL	Nationwide	✅ Yes	Bill Payments → 1-Bill
Meezan Bank	Nationwide	✅ Yes	Bill Payment → PSID
UBL	Nationwide	✅ Yes	Bill Payments → 1-Bill
MCB	Nationwide	✅ Yes	Bill Payments → 1-Bill
Allied Bank	Nationwide	✅ Yes	Bill Payments → PSID
Bank Alfalah	Nationwide	✅ Yes	Bill Payments → 1-Bill
National Bank	Nationwide	✅ Yes	Government Payments

How Long Does ATM E-Challan Payment Take to Update?

ATM payments are processed through the 1-Link network and typically update on the PSCA portal within 24 to 48 hours after successful transaction.

This delay is normal. The payment data moves from your bank to 1-Link and then to the Punjab government’s system, which updates challan records in scheduled batches — not in real time.

To verify successful payment:

1. Wait the full 48 hours after your ATM transaction
2. Visit echallan.psca.gop.pk and search your vehicle number or CNIC
3. Check whether the challan status has changed to “Paid”
4. If it still shows unpaid after 48 hours, proceed to the troubleshooting steps below

Always keep your ATM receipt as proof during this waiting period.

Common ATM E-Challan Payment Problems and Fixes

Invalid PSID Error

This error appears when the PSID number was entered incorrectly or does not exist in the system. Return to echallan.psca.gop.pk, retrieve the correct PSID, and try again. PSIDs are case-sensitive and must be entered exactly as shown.

ATM Transaction Failed but Amount Deducted

Do not panic — this is a known issue with ATM bill payments. First, wait 24–48 hours and recheck the challan status online. If the amount was deducted but the challan remains unpaid, contact your bank’s customer service with the transaction date, amount, and ATM location. Also call PSCA helpline at 1215 with your PSID and bank transaction reference.

PSID Not Found Issue

A “PSID not found” message usually means the PSID has expired, the challan was already paid, or the wrong portal was used to retrieve the PSID. Go back to the official portal for your province and regenerate or retrieve the current active PSID.

Challan Still Showing Unpaid After 48 Hours

If the challan status remains unpaid after two full days despite a successful ATM payment, contact PSCA at 1215 and provide your:

• ATM transaction receipt number
• PSID number
• Vehicle registration number
• Date and time of payment

PSCA will manually verify and update the record.

Is Paying E-Challan Through ATM Safe?

Yes — paying through official bank ATMs connected to the 1-Link network is a secure and government-approved method.

Follow these safety rules every time:

• Use only official bank ATMs in secure, well-lit locations — avoid standalone kiosks in unfamiliar areas
• Never accept help from strangers at the ATM booth, even if they claim to know the process
• Shield the keypad when entering your ATM PIN
• Keep your printed receipt until the PSCA portal confirms paid status
• Never share your ATM PIN or OTP with anyone for any reason
• If you receive an SMS with a payment link claiming to be from PSCA, do not click it — always verify challans directly at echallan.psca.gop.pk before making any payment

Pakistani users have increasingly reported fake e-challan SMS scams. The only safe channels are official portals and verified payment apps or ATMs.

Alternative Ways to Pay E-Challan in Pakistan

Pay using JazzCash, EasyPaisa, online banking, or any 1-Link ATM — all methods are free. See our complete payment guides:

• How to Pay via EasyPaisa →
• How to Pay via Online Banking →
• How to Pay E-Challan via JazzCash→

Tips to Avoid Traffic E-Challans in Pakistan

Prevention is always better than payment. These habits keep your vehicle record clean:

• Respect speed limits — Punjab’s Safe City cameras operate 24 hours a day and automatically capture overspeeding violations
• Follow lane discipline — do not cross solid lines or cut through lanes without proper signaling
• Stop at red signals — signal jumping carries a fine of Rs. 2,000 for first offense, rising to Rs. 5,000–15,000 for repeat violations
• Wear your helmet on motorcycles — no helmet fines start at Rs. 2,000
• Keep vehicle documents updated — expired registration or unpaid token tax creates complications during police checks
• Check your pending challans regularly at echallan.psca.gop.pk — catching challans early avoids penalty escalation

Frequently Asked Questions

Can I Pay Punjab E-Challan Through Any 1-Link ATM?

Yes. Any ATM connected to the 1-Link network supports PSID-based Punjab e-challan payments. This includes ATMs of all major Pakistani banks nationwide.

What Is a PSID Number for E-Challan Payment?

PSID stands for Payment Slip ID. It is a unique number assigned to each challan that you enter at the ATM or mobile app to identify and pay the correct fine. Find it on echallan.psca.gop.pk.

Is ATM Challan Payment Available 24/7?

Yes. Most 1-Link ATMs operate around the clock, including weekends and public holidays. You can pay your e-challan at any time without needing to visit a bank branch during office hours.

What Should I Do If ATM Deducts Money but Challan Remains Unpaid?

Keep your ATM receipt, wait 48 hours, and recheck the PSCA portal. If still unpaid, contact PSCA at 1215 and your bank’s helpline with the transaction reference number for resolution.

Can I Pay Motorcycle E-Challan Through ATM?

Yes. The 1-Link ATM PSID payment system works for all vehicle types — cars, motorcycles, rickshaws, and commercial vehicles — registered under the Punjab PSCA e-challan system.

Which Banks Support 1-Bill PSID Payments in Pakistan?

All major banks connected to 1-Link support 1-Bill payments, including HBL, UBL, MCB, Meezan Bank, Allied Bank, Bank Alfalah, National Bank of Pakistan, and most other scheduled banks operating ATM networks.

Conclusion

The ATM remains one of the most trusted and accessible ways to settle a traffic fine in Pakistan. To pay e-challan via 1-Link ATM, you simply need your PSID, your bank card, and a few minutes at the nearest ATM booth.

Always verify your challan first at echallan.psca.gop.pk, collect your printed receipt after payment, and allow 24–48 hours for the status to update. If any issue arises, contact PSCA at 1215 with your transaction details. Stay safe on the roads and keep your vehicle record clean.

⚠️ Disclaimer eChallanPak.com is not affiliated with PSCA, Punjab Safe Cities Authority, 1-Link, or any government department or bank. This guide is for informational purposes only. For official e-challan information, please visit echallan.psca.gop.pk or contact PSCA at 1215.